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Emergency Information - Waiting for Universal Credit payment

Get information on what to do if you're waiting for a benefit payment, have been sanctioned or if you need a one-off payment. Find out what other help is available in a crisis situation.

Waiting for Universal Credit payment

Advance Payments

If you need help until a benefit claim is processed or paid, you may be able to get an advance on your benefit payment if you are in urgent financial need (usually the advance is for your first benefit payment).

See our Short Term Benefit Advance guide and Universal Credit Advance guide to find out more.

Universal Credit Advance

When you first make a claim for Universal Credit, you will have to wait around five weeks for your first payment.

If you face financial hardship during this period of time, you can request an Advance Payment of Universal Credit. 

The Advance Payment is a loan which you have to pay back from your Universal Credit payments. You will pay this back a bit at a time. You don’t pay any interest on a Universal Credit Advance Payment.

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